Unlock profit with customer-centric lending products
Offer targeted lending products that are sure to retain and attract customers, while also satisfying sponsor bank reporting and compliance requirements and keeping both you, and your partner bank safe from regulatory fees and penalties.
- Personal Loans
- Line of Credit
- Overdraft Facilities
- Business Loans
- Payroll Advance
- Auto Loans
- BNPL
- Mortgages & HELOCs
63%
of neobank users are extremely satisfied
5%
of neobanks globally are considered profitable
1/2
of the revenue commercial banks generated was primarily by lending activites
81%
of Gen Z identify personalization with functional benefits as a feature that could deepen their relationships
Every department succeeds with LoanPro
Connectivity & Automation
Easily integrate LoanPro’s fully-open API with commercial or proprietary systems. Our unique advanced webhooks are also available for event-based workflows and middleware free integrations.
Go to Market Quickly
Utilize preconfigured loan programs or create your own with our no-code lending core. Our take on no-code means easier, but no less control – automate workflows and customize even the most granular nuances of your product.
Backup Quality Control
While LoanPro’s sandbox is a safe place to build and test, we also have an in-house client QA team that is an added layer to ensure costly errors don’t go to production.
Maintain Fewer Systems
Centralize calculations, servicing, payments, communications, collections, and reporting into one platform to save time and cut cost. Enhance acquisition and origination processes with integrations to your favorite third-party solution.
Comply with your Sponsor Bank
LoanPro’s built in Compliance Guard ™ allows for the creation of compliance tools keeping both you, and your partner bank safe from regulatory fees and penalties.
Streamline Audits
Unify your systems into LoanPro for a system of record with real-time data, compliance settings, auto-archived documents, and an immutable ledger for streamlined audits.
Automate Compliant Communications
Avoid regulatory fines with LoanPro’s automated document generation and communication workflows, which can include regulatory frameworks such as SCRA.
Security & Certifications
Protect your data with LoanPro’s strict security protocols, including adherence to OWASP guidelines, and SOC 1-3 and PCI-DSS level-1 certifications.
Hyper Personalized Programs
Drive acquisition and retention through loan programs as unique as your customers, such as repayment schedules that match income patterns, payment holidays, and decreasing payments over time.
Optimize Interest Rates
Our Targeted APR calculator tells you exactly what interest rate you can charge to stay below your TILA APR disclosure.
Expand your Product Line
LoanPro’s cloud-native architecture unlocks unlimited loan programs within a single environment. Build and manage consumer and business loan programs, from installment to line of credit, in one platform.
Smart Retargeting
Identify audiences for retargeting and retention campaigns with a database oriented around the borrower rather than the loan.
Collect More with Easy Payments
Best-in-class autopay functionality and configurable due date scheduling with convenient payment options for hassle-free payments.
Real-time Analytics & Reporting
Inform your organization with real-time tracking of portfolio performance, collections, borrower and loan level activity, and automated reporting.
Agent Experience & Efficiency
Onboard agents faster with customizable in-product guides. Bonus: with our guides, Agents can handle more cases, in less time, with fewer errors.
Reduce Calls, Improve Issue Resolution
Reduce resolution time and enhance borrower and agent experience with the same real-time data across platforms.
API
Our API enables outside systems to securely gather data from and make updates to LoanPro. Directly connect your custom-built applications.
Full Database Access
Own your data. We give direct database access for fast data retrieval, so large data sets can be pulled, used, warehoused, and analyzed outside of LoanPro.
Webhooks
Send webhooks to notify other applications of loan events, like payments, or conditions, like delinquency. Keep your other systems informed when changes to loans occur.
Connectivity
Don’t change your operation to fit your software; choose a software that fits into your operation. We offer connectivity options that help LoanPro work seamlessly with your other systems.
Purpose Built
Built specifically for your intended lending use case. Using our industry knowledge combined with your input and best practices we’ve seen across industries each configuration is setup to do the exact work that needs to be done.
Customizable Configuration
Every lender has unique requirements. The tech stack used to build on our lending platform has the flexibility to accommodate your current and future needs through simple configurations.
Simple and Streamlined
Eliminate costly errors through simplifying and automating your lending. Every action taken to streamline your processes increases loan performance and bottom line revenue.