Neobanks

Launch innovative lending and credit products to increase revenue

cube formation representing neobank lending
cube formation representing neobank lending

Challenges for neobanks today

Icon with an X through it

Retail banking focused

A focus on spending and savings accounts leaves revenue on the table on the lending side

Icon with an X through it

Ever-changing regulations

Staying compliant is never simple in an uncertain regulatory environment

Icon with an X through it

Significant competition

The neobank market is fiercely competitive with everyone seeking unique differentiation

Negative consequences of challenges

Icon with an X through it

Decreased revenue and margins

Interchange revenue is not sufficient enough to drive profitability

Icon with an X through it

Regulations prohibiting innovation

Regulatory burdens cause neobanks to slow down and lose their competitive edge

Icon with an X through it

Increased customer acquisition costs

Increased competition leads to unsustainable customer acquisition costs

The value that 600+ financial organizations achieve through LoanPro’s modern lending and credit platform

lending interface showing neobank growth through new products

Drive meaningful growth by launching differentiated credit products

  • Cube representing a list item bullet pointLaunch any loan, line of credit, or credit card configuration imaginable
  • Cube representing a list item bullet pointGo to market with a new product without having to complete a change order
lending interface showing neobank customer retention

Retain existing customers and cultivate cross-sell opportunities

  • Cube representing a list item bullet pointAutomation engine solves problems before they arise
  • Cube representing a list item bullet pointProvide a delightful lending experience that allows you to expand your relationship with other products
lending interface showing reduced risk to neobanks

Reduce risk of defaults and regulatory fines

  • Cube representing a list item bullet pointUse hardship programs to keep struggling borrowers engaged instead of dropping off, thus decreasing your default rates and losses
  • Cube representing a list item bullet pointCompliance Safeguard keeps your operations aligned with ever-shifting regulations to maintain positive relationships with sponsor banks and debt facilities
lending interface showing neobank operational efficiency

Increase operational efficiency with increased automation and configurability

  • Cube representing a list item bullet pointEmbed your business logic into LoanPro’s Automation Engine to service lending and credit products in the background without having to hire customer support representatives
  • Cube representing a list item bullet pointEasily make changes yourself to your lending and credit products

How LoanPro
solves the problem
for Neobanks in a single platform

Modern Lending Core

Enable innovation through an API-first architecture to support unique credit programs

Origination Suite

Increase your conversion rate from applicants to approved accounts through highly configurable origination

Servicing Suite

Streamline servicing tasks with automation and guided workflows

Collections Suite

Build a high-performing portfolio with communications, hardship programs, and more

Payments Suite

Automate the payment process through PCI-compliant ACH, debit, and credit payments

Launch any class of loan, line of credit, or credit card on one platform

What our 600+ customers say about LoanPro

Why partner with LoanPro

The only lending platform at the intersection of innovation and scalability.

Innovate Quickly

  • Configurable end-to-end platform
  • Pre-configured templates for all classes of loans
  • API-first to integrate with existing tech stack

Scalable Growth

  • Launched over 2,000 credit programs
  • 25M+ active loans on LoanPro
  • Launch compliant loan modifications in days

Launch lending products that drive profitable growth for your neobank

Talk with our team about LoanPro’s modern lending and credit platform today.