Modernize Banking with a full suite of lending products
Keep up with lending trends, leverage new tech to keep compliance, mitigate credit risk through smart customer data, and make loan adjustments as you see fit, all in your preferred platform.
- Personal Loans
- Mortgages
- Auto Loans
- Line of Credit
- Business Loans
- Student Loans
1/2
of the world’s banks have a return on equity that is below the cost of equity
33%
of consumers say a bank is the most-trusted brand
63%
of consumers assign high value to product personalization
75%
of consumers said they would switch to a provider that offered more personalized products and services.
Every department succeeds with LoanPro
Reduce Maintenance
Centralize calculations, servicing, payments, communications, collections, and reporting into one platform to save time and cut cost. Enhance acquisition and origination processes with integrations to your favorite third-party solution.
Cut Production Errors
While LoanPro’s sandbox is a safe place to build and test, we also have an in-house client QA team that is an added layer to ensure costly errors don’t go to production.
Connectivity & Automation
Easily integrate LoanPro’s fully-open API with commercial or proprietary systems. Our unique advanced webhooks are also available for event-based workflows and middleware free integrations.
Expand your Product Line
LoanPro’s cloud-native architecture unlocks unlimited loan programs within a single environment. Add new lending products and models to your LoanPro instance with ease.
Streamline Audits
Unify your systems into LoanPro for a system of record with real-time data, compliance settings, auto-archived documents, and an immutable ledger for streamlined audits.
Automate Compliant Communications
Avoid regulatory fines with LoanPro’s automated document generation and communication workflows, which can include regulatory frameworks such as SCRA.
Security & Certifications
Protect your data with LoanPro’s strict security protocols, including adherence to OWASP guidelines, and SOC 1-3 and PCI-DSS level-1 certifications.
Consistent Rate Calculations
LoanPro’s calculator ensures CFPB-compliant APR calculations, which flow through to make amortization and TILA disclosure APRs match perfectly.
Smart Retargeting
Identify audiences for retargeting and retention campaigns with a database oriented around the borrower rather than the loan.
Expand your Product Line
LoanPro’s cloud-native architecture unlocks unlimited loan programs within a single environment. Build and manage consumer and business loan programs, from installment to line of credit, in one platform.
Optimize Interest Rates
Our Targeted APR calculator tells you exactly what interest rate you can charge to stay below your TILA APR disclosure.
Configurability & Personalization
Drive acquisition and retention through loan programs as unique as your customers, such as repayment schedules that match income patterns or decreasing payments over time.
Automate Customer Communication
Improve portfolio performance with automated omni channel communication–reduce support calls, maintain compliance, streamline collections, and boost borrower retention. Channels include email, SMS, phone call, direct mail, or custom integration.
Uplevel your Agents
Empower agents to provide a smoother experience with a single platform, process guides, and toll free support number for all lending programs and actions.
Live Loan Modifications
Arm your agents with the power of a flexible system that can handle personalized servicing for complex needs; accommodate hardships, change due dates, create custom schedules, modify rates, and more.
Drive Better Collections Outcomes
Improve collections outcomes efforts with automated communications and workflow triggers, give agents custom dashboards on their past-due accounts, and automate Promise Fulfillment tracking.
API
Our API enables outside systems to securely gather data from and make updates to LoanPro. Directly connect your custom-built applications.
Full Database Access
Own your data. We give direct database access for fast data retrieval, so large data sets can be pulled, used, warehoused, and analyzed outside of LoanPro.
Webhooks
Send webhooks to notify other applications of loan events, like payments, or conditions, like delinquency. Keep your other systems informed when changes to loans occur.
Connectivity
Don’t change your operation to fit your software; choose a software that fits into your operation. We offer connectivity options that help LoanPro work seamlessly with your other systems.
Purpose Built
Built specifically for your intended lending use case. Using our industry knowledge combined with your input and best practices we’ve seen across industries each configuration is setup to do the exact work that needs to be done.
Customizable Configuration
Every lender has unique requirements. The tech stack used to build on our lending platform has the flexibility to accommodate your current and future needs through simple configurations.
Simple and Streamlined
Eliminate costly errors through simplifying and automating your lending. Every action taken to streamline your processes increases loan performance and bottom line revenue.